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Giving You The Tools You Need To Repair Your Own Credit

Using Debt Management To Avoid Bad Credit

Do it yourself

Debt Management begins with first assessing the situation.  Grab a notebook and start keeping track of your spending.  This will be your debt diary, much like a food diary dieters use.   After a week or two, look thru your debt diary and start looking for things you can cut back on.  The goal is to […]

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Which Is Better – Bankruptcy or Debt Consolidation

get rid of your debt

When faced with debt problems, two of the most common options people consider are bankruptcy or debt consolidation. Which of these two options are better? Experts may have their own opinions when it comes to making the right choice. Some financial experts may say that bankruptcy is a better choice because it allows you to […]

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Creating a Personal Budget in 6 Easy Steps

Creating a budge

Creating a personal budget can be a very daunting task. Budgets can be complicated and confusing, but they don’t have to be. The secret to good budgeting is to create a system that works for you and to stick with it. Here are six easy steps to get you started with your personal budget. Keep […]

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Best Tips on DIY Credit Repair

Do it yourself

Although many credit repair companies will try to tell you that you need them to be able to get your financial life back in order, the truth of the matter is that you can fix your problems with do it yourself credit repair.

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