Unfortunately the only thing you can do is sue them. You have provided them with everything they need to remove it, by law they are required to do so. If they do not the only recourse you have is to sue them. I would find a local attorney to handle this. It may only need for that firm to send them a letter advising them you will sue, it may actually take a lawsuit to fix this problem. If you have gone up the chain of command with equifax and have proof that they have ignored your request , a lawsuit is your only recourse. Advise them you will be suing for your attorney fees along with pain and suffering.

But really make sure you have spoken with a few managers, you may be talking to a bunch of people in a call center or worse your letters may only be getting computerized responses. Document who you SPEAK to, and what their position in the company is. Get as much as you can in writing and make sure they know you are serious about moving forward w/ a lawsuit.

Good luck

I cleared up the issue with CA. They finally realized I was not a resident of CA nor did business in CA and they issued that it was “released, filed in err”.

CA representative told me they would send out a report to credit reporting agencies & I would not have to do anything. I had to dispute this with 2 of the 3 credit agencies. One removed it right away when they realized it was released due to being filed in err. The other one, Equifax, refuses to remove it. I can dispute it all I want and CA will stand by what I am claiming. But all Equifax is willing to do is report it as a valid debt which was released/ or payed.

They will not remove it, even though I never had a debt with the state of CA and this was originally an err by the state of CA. They claim they can not remove it without the state ordering them to release it. Everyone I contact with the state of CA said they do not do that and the credit reporting agency is full of bull.

I am stuck how to resolve this.

It shows this as an almost $13,000.00 which was “the individual’s responsibility”. How can I make Eqifax remove this from my credit report? It should not reflect on my, the individual, since I never owed CA this in the first place.

If it comes back verified you have the right to ask what method they used to verify it. You may want to ask them for a copy of a signed application or something with your signature on it. You should tell Experian its a fraud account and you want proof of your signature.

thanks