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Filing A Credit Dispute To A Credit Bureau »

Consumers have the right to check into their credit reports at any time. The Fair Credit Reporting Act clearly states that errors and false charges can be disputed. The three credit report firms (Equifax, Experian, TransUnion) must respond to consumer disputes by conducting their own investigation on the matter.

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The Secrets To Reading Your Credit Report »

Cases of identity theft and credit card fraud are alarming and we all want to be protected from them. The FTC advises all consumers to be more aware about the status of their credit report as this can make a big difference in keeping track of possible identity theft or fraud.

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Tips for working with a credit repair agencies »

If you decide to use a credit repair agency here are a few guidelines. Not all agencies are the same keep in mind so some of these tips may apply to your situation and some may not. I’m writing this with a client in mind who went to a local credit repair agency [...]

Are There Benefits to Filing for Bankruptcy? »

Many people would probably cringe at the mere thought of having to file for bankruptcy. But in reality, many are forced to seek out bankruptcy as it is the only viable solution to their debt problem. While nobody wants to have a bankruptcy credit report, in certain circumstances, it can actually be beneficial [...]

Why Do People File for Bankruptcy? »

With our present economy experiencing a slump, people from all walks of life are affected. It does not matter whether you have been a long-time employee for a solid company or a business owner, the fact is that no one is exempted from financial crisis and the consequences it brings.

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