All the lenders on this page are “sub prime” lenders. Meaning they specialize in providing loans and credit cards to people with no or bad credit. There are lots of credit card and loan companies out there. The ones on this page are the ones we have had the most success with. They have online applications, most of them have instant approval, and they all repor to the credit bureaus.
Credit Cards
Bad Credit Credit Card Offers:
- Rewards 660 Visa® Card
- Centennial Gold MasterCard®/Visa®
- Orchard Bank Classic MasterCards
- First PREMIER Bank MasterCard®
Secured Credit Cards
- Centennial® Secured MasterCard®
- First PREMIER Bank Secured MasterCard®
- New Millennium Bank Secured Black Diamond Visa® or MasterCard®
- New Millennium Bank Secured Gold Visa® or MasterCard®
- New Millennium Bank Secured Platinum Visa® or MasterCard®
- UltraVX Visa®
Merchandise & Catalog Cards
No Credit or Employment Checks We use these cards to help clients add large unsecured credit lines to their credit report. This helps them to get larger unsecured loans in the future.
- USA Platinum
- Platinum Plus Card
- USA Gold
- USA Gold Optimum
- All American Gold
- BuyRIGHT Prepaid MasterCard®
- First Plus Platinum
- FreeCreditClub
- Horizon Gold Credit Card
- MyCreditCardFinder
Stored Value / Pre-paid Credit Cards
These are basically debit cards with either the Visa or Mastercard Logo on them. Their credit limit equals the amount of money you “load” or deposit on the credit card. The ones listed on this page report this card on your credit report.
Personal Loans
- Cash Advance Advisor
- CitiFinancial®
- CreditAndDebt.com
- CreditSoup®
- Fast Cash Today
- FirstAgain ™
- LoanPath
- National Fast Cash
- Household Financial (our opinon - you have a better chance of approval if you are a home owner
- Credit Search - They submit your request to several sub prime lenders but they don’t pull your credit
- Bad Credit Loans - Unsecured max amount is $15,000 - bad credit ok
Mortgage Loans / Home Loans
Car Loans
- Auto Finance:
- Auto Purchase:
Credit Solutions of America, Inc - Saving you thousands off debt - we make getting out of debt easy for you.





