Credit Builders


The following are credit card offers provided by our sponsors.

We would highly appreciate if you visit them.

There are lots of credit card and loan companies out there. The ones on this page are the ones we have had the most success with. They have online applications, most of them have instant approval, and they all report to the credit bureaus in providing you to get a better credit rating

Perfect for people with no credit

The credit cards on this page do not require any credit, so they are perfect for people with no credit or that have problem credit and are looking to improve it.

Here are companies you can apply for online for a credit card. Many of them offer instant approval. Keep in mind with a secured credit card you are expected to put down a security deposit.

Unsecured Bad Credit Cards:

The following offers are from our sponsors:


The Orchard Bank® MasterCard® is an excellent credit card choice for people looking to build their credit, with reporting to the three major credit bureaus on a monthly basis. As a cardmember, you’ll also enjoy acceptance at millions of locations worldwide, including website purchases and reservations; account information updated and at your fingertips 24/7; email and text messages are available to remind you of your upcoming payment due date with online enrollment. See what card you’re more likely to get approved for, online, in just 30 seconds!



  • Reports to 3 major credit bureaus monthly providing you the opportunity to rebuild your credit
  • Acceptance at millions of locations worldwide, including website purchases and reservations
  • Your account information is updated and at your fingertips 24/7 so you can manage it your way
  • Email and text messages are available to remind you of your upcoming payment due date
  • Knowledgeable customer service representatives to assist you with questions or concerns


  • An excellent credit card for help rebuilding credit reports to 3 major credit bureaus monthly!
  • Acceptance at millions of locations worldwide, including website purchases and reservations
  • Your account information is updated and at your fingertips 24/7 so you can manage it your way
  • Email and text messages are available to remind you of your upcoming payment due date
  • Knowledgeable customer service representatives to assist you with questions or concerns


  • Get Pre-Qualified in less than a minute
  • Includes online access to your monthly Credit Score
  • Platinum Status
  • Automatic credit line increase reviews
  • Pick your own payment due date
  • Monthly updates to all major credit bureaus
  • Travel Accident Insurance
  • Auto Rental Collision Damage Waiver


See if you’re pre-qualified for the Credit One Bank credit card. It’s easy, fast and won’t affect your credit score! It takes less than a minute. Just give us a little information, review your available offer and then apply!

  • Pre-Qualify for a Visa credit card without affecting your credit score
  • Get a starting credit line up to $1,500
  • No enrollment and no over the credit limit fees
  • Choose your card design from our premium gallery


Get your Guaranteed Approval Unsecured Credit Card

  • Guaranteed Approval!
  • Bad Credit Accepted!
  • No Employment Check!
  • Reports to a Major Bureau!

Secured Credit Card Offers:


  • Full-feature Platinum MasterCard secured credit card
  • No credit history or minimum credit score required for approval
  • Monthly reporting to all 3 major credit bureaus to establish more credit history
  • Quick & complete online application
  • Secured by your deposit of $300 – $2,000
  • 24/7 access to your account online
  • Deposit held at FDIC-insured bank


  • Guaranteed Approval Regardless of Your Past Credit History
  • 9.99% Low Fixed APR – Your Rate Won’t Change Even if You Are Late
  • Choose Your Credit Limit – From $200 to $5,000
  • Highest Ratings for Financial Strength and Security in the Country


This offer is for genuine Secured Visa Platinum Credit Card with 0% APR on Purchases.

  • ZERO – 0% FIXED APR on Purchases – No Intro Rates!
  • ZERO – 0% Rate Won’t Change – Even If You’re Late!
  • ZERO Hassles – Choose Your Credit Limit From $500 Up To $5,000
  • ZERO Application Fees
  • ZERO Worries – FREE Personal ID Theft Protection
  • ZERO Delays – Timely CREDIT Bureau Reporting

Unsecured Loan:

NEW!!!

You can use a personal loan from Springleaf Financial Services for a wide range of purposes.

  • Easy and secure online application
  • No application fee
  • Any size loan to meet your needs
  • Fast response – usually in one hour or less
  • Secured or unsecured loan