Assets That Are Exempt In Personal Bankruptcy

People who are stuck in serious debt problems often think about bankruptcy as the best solution. Yet in many cases, there are better alternatives to bankruptcy. So before submitting a bankruptcy application, consider the pros and cons of your decision. Changes in the Bankruptcy Law The government has imposed changes on the bankruptcy procedures to make sure that only those ...

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Keeping Guard Against ID Theft

This article presents a guide on how you can protect your Identity against thieves and scammers. Keep in mind that identity thieves are always on the lookout for every possible opportunity to steal personal information. Failing to do even the simplest steps can put you at risk:

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How and Where to Get Your Free Annual Credit Reports

Checking your credit report is an important step to ensure that your account activities are accurately reported. There are three major main credit bureaus that collect credit information for consumers –Experian, Equifax, TransUnion. Each bureau operates independently and this is why it’s important to check your report from all three sources.

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Writing an Effective Credit Dispute Letter

Do you need to write a credit dispute letter? If you recently checked your credit report and noticed unauthorized charges or incorrect details in one of your accounts, then you should definitely send a dispute letter to the bureau that issued your report.

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The Secrets To Reading Your Credit Report

Cases of identity theft and credit card fraud are alarming and we all want to be protected from them. The FTC advises all consumers to be more aware about the status of their credit report as this can make a big difference in keeping track of possible identity theft or fraud.

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Where to Get Free Credit Report

All consumers are entitled to receive a free copy of their credit report from each of the three credit bureaus once every year. How can you order your free report? In this article, we reveal the only authorized resource of free credit reports but first, let’s get to know why it’s important to check your report.

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The Different Kinds of Bankruptcy

file for bankruptcy

On October 17, 1995, the US Bankruptcy Law was amended and some changes took effect. In the past, anyone who wished to file for bankruptcy because he/she couldn’t pay off creditors could simply do so without questions. Today however, there are certain procedures that you must go through before he/she can be completely discharged from their debt . First, a ...

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Does Your Company Need A Business Credit Card?

business credit card

Why Every Business Should Have A Business Credit Card All business owners have one goal, and that is for them to make a profit. Managing a business is not that easy. It requires a lot of responsibility, hard work, and patience. Having a business credit card can be very convenient. Helps the business conserve cash With the use of a business ...

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How to Rebuild Your Credit for Free

Is it possible to rebuild your own credit? If you have a poor credit score or bad credit history, what can you do to repair it? The good news is that there are steps you can by yourself to improve bad credit. Check out these tips on how you can repair your personal credit for free.

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