True Causes of Debt That You Should Be Aware Of

Think you’re safe from getting stuck with debt problems? Better not be too confident. Everyone should be aware of his payment obligations and take these obligations seriously at all times. No one is exempted. Here are the major causes of debt that can happen to anyone, even to you, if you’re not careful:

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Choosing the Right Credit Card in 2012

Close up credit cards

The abundance of credit cards in the market can make choosing the right one a tricky task. After all, the advertisements are equally enticing and each credit card seems to promise the best rates, features and services for cardholders. So which one is best for you?

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Protecting Your Credit Against Fraud & ID Theft

Anyone who has heard of identity theft and fraud should definitely be concerned about protecting his own identity. Today, when you suspect a fraud or ID theft, one can place his credit report on fraud alert to warn all future creditors from approving new accounts in your name. However, a fraud alert is easy to ignore. And in some cases, ...

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How To Write A Credit Dispute Letter that Works

Under the Fair Credit Reporting Act, consumers have the right to dispute the negative records found in their credit reports. This can be done by sending a dispute letter to the credit bureau who issued the report. The Law requires credit reporting agencies to act upon consumer credit disputes by conducting an investigation on the issue.

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How Credit Repair Helps You

Do you have bad credit? If so, then it’s about time to do something about it. You’ll be glad to know that there are positive steps you can do to get yourself out of bad credit. Consider these practical credit repair suggestions.

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