Tips and Techniques on How to Write Credit Repair Letters

When it comes to issues that involve your personal credit, consumers have the right to dispute errors as stated in the Fair Credit Reporting Act (FCRA). Disputes are usually done by sending credit repair letters. On this post, let us take a look at the different types of credit-related dispute letters that you can send, depending on the situation.

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Why Do People File for Bankruptcy?

With our present economy experiencing a slump, people from all walks of life are affected. It does not matter whether you have been a long-time employee for a solid company or a business owner, the fact is that no one is exempted from financial crisis and the consequences it brings.

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Credit Freeze- Complex But Effective?

Credit freeze is different from placing your credit report on fraud alert because a freeze completely blocks out all inquiries, even from the owner of the credit file. The process of placing your credit file on “freeze” is also more complex because it cannot be done over the telephone.

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Best Borrower Tips to Avoid Bad Credit

In this day and age, it cannot be denied that credit is a big part of the society. In fact, building good credit history can be very advantageous for an individual with regards to financial matters. In this article, we will discuss how you can manage good debts effectively and how you can avoid bad debts.

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How to Find the Right Credit Repair Services

Credit Repair Company

Every day, consumers feel overwhelmed by a low credit score and an increasingly negative credit report. They see advertisements for many credit repair services that offer to fix credit reports and increase scores, but the claims and fees confuse consumers. With research and information, you can choose the best credit repair company for your credit situation.

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What Does Your Credit Score Tell You?

As soon as you receive your personal copy of your credit report score, the next important step is to scrutinize its contents. In this article, let us discuss the basic facts about the FICO method of credit scoring to help you interpret the information in your report.

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Working Your Way towards Good Credit

If you are confronted with bad credit at this time, do not lose hope. You can do something about bad credit. The good news is, you can improve your credit score one step at a time and if you start taking action now, you should be able to see progress within the next six months.

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Will Bankruptcy Influence my Credit Report?

The recent financial crisis gave us so many problems in terms of credit. It left a lot of us unemployed, with very little means to provide for our families. It made us resort to high credit loans just so we can support our basic needs. It even left us desperate to find credit lines for us to pay our monthly bills. Because of the trying times, many of us find it inevitable to file for bankruptcy.

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