Tips for working with a credit repair agencies

If you decide to use a credit repair agency here are a few guidelines. Not all agencies are the same keep in mind so some of these tips may apply to your situation and some may not. I'm writing this with a client in mind who went to a local credit repair agency she found on craigslist.

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Tips on How you can Dispute the Errors in your Credit Report

Before we discuss the tips on disputing credit report errors, we must know first why we encounter errors in our free credit reports. The most common reason is that record keeping is never perfect. We must accept that due to human error or equipment breakdown, the three credit report firms may fail to update our credit information.

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Credit Card Debt Tips to Avoid Bankruptcy

A lot of consumers today are struggling with financial crisis. The unexpected lost of job or lack of available employment can make the situation even more difficult to handle. Some credit card holders find themselves stuck with uncontrolled debt. Do you find yourself in a similar situation? IF you do, what are the steps that you can do to avoid bankruptcy? How can you make the problem more manageable?

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Save Your Child from Identity Theft

Parents with children older than one year must file a Social Security Number for their children to qualify for tax deduction. However, with the prevalence of child identity theft, parents must be more cautious to protect their children from this crime.

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