How To Dispute Errors On Your Credit Report »

Pin ItAll consumers have the right to dispute errors in his/her credit report. This right is based on the Fair Credit Reporting Act which became effective in 2003. Disputing errors protects a consumer against fraud and Identity Theft. Thus, in case there are unauthorized charges contained in the report, a consumer can alert the bureau [...]

Repairing Your Credit Online – How? »

Pin ItAt the first sign of a bad credit problem, a person must take appropriate action right away. If not, bad credit can lead to worse problems and later on, it could be too late for repair. In this article, let’s discuss what positive steps you can do to improve poor credit. Take Positive Steps [...]

Consumers Settling Their Debt On Their Own Becoming A Common Practice »

Pin ItDid you know that many banks and credit cards are accepting settlements on outstanding debts in lieu of full payment. In days gone by you needed to be a master negotiator (and it doesn’t hurt if you are a great negotiator) now the current economy has made it common practice for companies to accept [...]

Tips in Finding the Right Credit Repair Kit »

Pin ItThousands of consumers seek credit help each year and many credit counseling agencies and organizations offer help across the United States. But not all of them offer genuine help. In this article, let’s discuss facts about repairing credit and how to find the right credit counseling service. Can You Repair Credit? If you have [...]