How to Follow Up a Credit Dispute Letter »

Pin ItAccording to The Fair Credit Reporting Act, all Credit Reporting Agencies have the responsibility to answer to customer disputes. Within 10 days upon receipt of a dispute letter, the credit agency must sent notice that an investigation has started. The investigation can take place up to 30 days. Afterwards, the credit reporting agency must [...]

How To Write A Credit Dispute Letter that Works »

Under the Fair Credit Reporting Act, consumers have the right to dispute the negative records found in their credit reports. This can be done by sending a dispute letter to the credit bureau who issued the report. The Law requires credit reporting agencies to act upon consumer credit disputes by conducting an investigation on the issue.

Credit Reports – What You Should Know About Them »

Pin ItYour credit report plays a big role on how lenders and creditors view you as a client. Your application can get approved or rejected depending on the information contained in your report. In this article, let’s discuss some of the basic things that people should know about personal credit reports. What details can you [...]

How to Improve Personal Credit Score »

Pin ItDo you have plans to apply for a personal loan or a home loan? If yes, this article was made for you. Let’s discuss practical pointers on how you can use your personal credit score to get easy approval and enjoy better rates and terms: Work for a better credit-to-debt ratio. How much of [...]