Credit Repair Secrets * Free Credit Repair * Credit Report Score * Credit Dispute Letter

Pin ItAll consumers have the right to dispute errors in his/her credit report. This right is based on the Fair Credit Reporting Act which became effective in 2003. Disputing errors protects a consumer against fraud and Identity Theft. Thus, in case there are unauthorized charges contained in the report, a consumer can alert the bureau [...]

Pin ItThis old trick seems to be gaining popularity again. File segregation is the practice of creating a new credit file using a fake, stolen or some other form of tax identification number instead of your own social security number. Many people feel this is the only way they can enjoy good credit again, but [...]

Pin ItI LOVE their commercials. That jingle sticks in my head…. I just wish I had really HEARD its message and not just hummed along w/ the jaunty tune. I constantly tell clients if they are going to apply for a loan, lease or credit card to first make sure they have pulled their most [...]

Pin ItThousands of consumers seek credit help each year and many credit counseling agencies and organizations offer help across the United States. But not all of them offer genuine help. In this article, let’s discuss facts about repairing credit and how to find the right credit counseling service. Can You Repair Credit? If you have [...]

Pin ItMany people believe that if they have a bad credit score, then they cannot get a home loan. However, this is not true, since bad credit home loans are readily available. If you have bad credit and you apply for a home loan, then more emphasis is placed on the down payment required on [...]