The Rules on Using Credit Cards »

The way you handle your credit card could mean the difference between having good credit and bad credit. Check out this checklist on how to use plastic money without getting into debt trouble: Do not charge more than what you can afford to pay off. If you want to use your credit card for a [...]

Buy Your Next Car Without Improving Your Bad Credit Score »

You can still get approved for a car loan even if you have a bad credit rating. To buy a car with bad credit, you must be very cautious in selecting your lender because, while most of lenders are honest, some dishonest ones as well. Thus, when you buy a car with bad credit, you [...]

Credit Repair Letters | Anatomy of A Credit Dispute Letter »

The Fair Credit Reporting Act or FCRA of 1970 has recently been strengthened in order to allow anyone to dispute negative disputes on their credit report. This can be done with a letter of dispute and in turn the credit bureaus must either delete the listing or verify it.The key to repairing bad credit is [...]