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People who are stuck in serious debt problems often think about bankruptcy as the best solution. Yet in many cases, there are better alternatives to bankruptcy. So before submitting a bankruptcy application, consider the pros and cons of your decision. Changes in the Bankruptcy Law The government has imposed changes on the bankruptcy procedures to [...]

Your credit report plays a big role on how lenders and creditors view you as a client. Your application can get approved or rejected depending on the information contained in your report. In this article, let’s discuss some of the basic things that people should know about personal credit reports. What details can you find [...]

On October 17, 1995, the US Bankruptcy Law was amended and some changes took effect. In the past, anyone who wishes to file for bankruptcy because he/she can’t pay off creditors can simply do so without questions. Today however, there are certain procedures that one must go through before he/she can be completely discharged from [...]

All consumers have the right to dispute errors in his/her credit report. This right is based on the Fair Credit Reporting Act which became effective in 2003. Disputing errors protects a consumer against fraud and Identity Theft. Thus, in case there are unauthorized charges contained in the report, a consumer can alert the bureau and [...]

Sponsored by: The exact details on bankruptcy proceedings may vary from one State to another. For those who intend to file for bankruptcy, they should be aware of the new bankruptcy laws amended since October 17,2005. Let’s take a look at the basic procedures or changes made in the bankruptcy law. SHARE THIS PAGE: Bookmark [...]