Credit Repair Secrets * Free Credit Repair * Credit Report Score * Credit Dispute Letter

As cases of identity theft continue to increase, the US government is encouraging consumers to put up a good fight. In November 2007, credit report score freeze was introduced as a way to stop identity thieves from committing fraud against people.

You may have already heard about credit freeze but do you really understand what it is and what it means for you? Here are some questions you may be asking about credit freeze and the answers you need.

Credit freeze is different from placing your credit report on fraud alert because a freeze completely blocks out all inquiries, even from the owner of the credit file. The process of placing your credit file on “freeze” is also more complex because it cannot be done over the telephone.

As cases of stolen identity continues to grow, more and more people are becoming aware of the need to protect their personal information. In the past years, people who suspect identity theft or fraud put their credit reports on fraud alert. Today however, there is a new way to protect one’s credit report against unauthorized access and that is a credit freeze.

Anyone who has heard of identity theft and fraud should definitely be concerned about protecting his own identity. Today, when you suspect a fraud or ID theft, one can place his credit report on fraud alert to warn all future creditors from approving new accounts in your name. However, a fraud alert is easy to [...]