Credit Repair Secrets * Free Credit Repair * Credit Report Score * Credit Dispute Letter

Knowing how to interpret your credit report is just as important as getting a copy of your report. In this post, let’s talk about credit report details and how you can take the right action based on the information you find in your report.

Consumers have the right to check into their credit reports at any time. The Fair Credit Reporting Act clearly states that errors and false charges can be disputed. The three credit report firms (Equifax, Experian, TransUnion) must respond to consumer disputes by conducting their own investigation on the matter.

The Federal Trade Commission (FTC) warns consumers against seeking credit repair assistance from scammers and illegal credit repair agencies. True enough, going through a financial crisis can make anyone vulnerable to scams and rip-offs. Recognizing the signs of fake credit repair services can help you stay out of the danger. What are these signs that you should be aware of?

Consumers are encouraged to get a copy of their credit report and check their credit rating from the credit reporting agencies. Nevertheless, not everyone understands what the credit agencies actually do. In this post, we will talk about the role that credit bureaus play in building credit history.

According to The Fair Credit Reporting Act, all Credit Reporting Agencies have the responsibility to answer to customer disputes. Within 10 days upon receipt of a dispute letter, the credit agency must sent notice that an investigation has started. The investigation can take place up to 30 days. Afterwards, the credit reporting agency must notify [...]