Do You Really Need a Perfect Credit? »

By on Oct 28, 2009 in Credit Repair Articles | 3 Comments

Everyone knows that a higher credit score is better.  Does that mean you have strive for the perfect score?  Is it really possible to ace the FICO scoring system? Understanding the FICO Scoring System The FICO model is the most widely used scoring system in the US.  It used by the three major credit bureaus [...]

The Ideal Number Of Credit Cards »

By on Sep 2, 2009 in Credit Repair Articles | 1 Comment

Some people have the mistaken idea that if you own many credit cards, it can add up to your credit rating. But is this really true? Can multiple credit cards really boost your credit score? To fairly answer this question, let’s talk about how your credit history is calculated in figures. There are basically 5 [...]