Getting to Know The Credit Bureaus »

Consumers are encouraged to get a copy of their credit report and check their credit rating from the credit reporting agencies. Nevertheless, not everyone understands what the credit agencies actually do. In this post, we will talk about the role that credit bureaus play in building credit history.

What Hurts Your Credit Score? »

Do you know the factors that may terribly damage your credit rating? Are you aware of the particular records that you need to steer clear from? In this post, we will discuss some harmful information that must never be seen in your credit report. Recognize these details and do your best to avoid them

When To Get Your Credit Report »

When is it best to obtain a copy of your credit report? The best time is at least six months prior to submitting your credit application. Why so? Looking at your personal credit report ahead of time will give you the chance to take the necessary action, in case you may need improvement with your credit score or if there are errors in your report. Hence, you can avoid getting declined by a lender.

What You Should Do About a Low Credit Score »

After receiving your credit report, you find out that you have a low credit score. What should you do? How can you work on improving your rating? Here are some tips:

What are My Rights When in Debt »

Pin ItIf dealing with your creditors and debt collectors is starting to stress you out, there are steps that you can take to regain your composure. The following advice is based on the stipulations of the Fair Debt Collection Practices Act. At the end of this article are tips on how to deal with debt [...]