Why Do People File for Bankruptcy? »

With our present economy experiencing a slump, people from all walks of life are affected. It does not matter whether you have been a long-time employee for a solid company or a business owner, the fact is that no one is exempted from financial crisis and the consequences it brings.

What are My Rights When in Debt »

If dealing with your creditors and debt collectors is starting to stress you out, there are steps that you can take to regain your composure. The following advice is based on the stipulations of the Fair Debt Collection Practices Act. At the end of this article are tips on how to deal with debt collectors [...]

Tips on Writing a Dispute Letter to a Collection Agency »

Creditors usually transfer the collection of debts that are long past due to a collection agency. Many consumers have experienced problems in dealing with a collection agency. Some agencies have been known to violate the rules stipulated in the Fair Debt Collection Practices Act. As a borrower, you have the right to dispute and stop [...]

How to Start Your Own Credit Repair Business »

Many people are concerned about maintaining good credit history and for good reason. We all know that enjoying good credit standing gives a person the power to choose lenders and it gives them stronger negotiating advantage as well. On the contrary, a person who suffers from a poor credit rating may have limited choices when [...]

Bankruptcy: What to expect? »

Sponsored by: The exact details on bankruptcy proceedings may vary from one State to another. For those who intend to file for bankruptcy, they should be aware of the new bankruptcy laws amended since October 17,2005. Let’s take a look at the basic procedures or changes made in the bankruptcy law. SHARE THIS PAGE: Bookmark [...]