How To Fix Credit Report Disputes »

Correcting errors in a consumer credit report is easy if done the right way. As soon as you have a copy of your personal credit report in your hands, carefully review it to see if there are inaccuracies or incorrect charges. This article presents a guide on how consumers can properly dispute credit report errors in order to get the action they expect.

How To Write A Credit Dispute Letter that Works »

Under the Fair Credit Reporting Act, consumers have the right to negative records found in their credit reports. This can be done by sending a dispute letter to the credit bureau who issued the report. The Law requires credit reporting agencies to act upon consumer credit disputes by conducting an investigation on the issue. Here [...]

How to Improve Personal Credit Score »

Do you have plans to apply for a personal loan or a home loan? If yes, this article was made for you. Let’s discuss practical pointers on how you can use your personal credit score to get easy approval and enjoy better rates and terms: Work for a better credit-to-debt ratio. How much of your [...]