Credit Repair Secrets * Free Credit Repair * Credit Report Score * Credit Dispute Letter

Under the Fair Credit Reporting Act, consumers have the right to negative records found in their credit reports. This can be done by sending a dispute letter to the credit bureau who issued the report. The Law requires credit reporting agencies to act upon consumer credit disputes by conducting an investigation on the issue. Here [...]

Creditors usually transfer the collection of debts that are long past due to a collection agency. Many consumers have experienced problems in dealing with a collection agency. Some agencies have been known to violate the rules stipulated in the Fair Debt Collection Practices Act. As a borrower, you have the right to dispute and stop [...]