What are My Rights When in Debt »

If dealing with your creditors and debt collectors is starting to stress you out, there are steps that you can take to regain your composure. The following advice is based on the stipulations of the Fair Debt Collection Practices Act. At the end of this article are tips on how to deal with debt collectors [...]

Tips on Writing a Dispute Letter to a Collection Agency »

Creditors usually transfer the collection of debts that are long past due to a collection agency. Many consumers have experienced problems in dealing with a collection agency. Some agencies have been known to violate the rules stipulated in the Fair Debt Collection Practices Act. As a borrower, you have the right to dispute and stop [...]