The Pros and Cons of Using Credit Cards »

There is no denying that credit cards have been enjoying greater popularity today than it did years back. While the first credit card was only used in restaurants, credit cards today are widely accepted mode of payment.

File Segregation – A bad idea »

This old trick seems to be gaining popularity again. File segregation is the practice of creating a new credit file using a fake, stolen or some other form of tax identification number instead of your own social security number. Many people feel this is the only way they can enjoy good credit again, but one [...]