Credit Repair Secrets * Free Credit Repair * Credit Report Score * Credit Dispute Letter

Correcting errors in a consumer credit report is easy if done the right way. As soon as you have a copy of your personal credit report in your hands, carefully review it to see if there are inaccuracies or incorrect charges. This article presents a guide on how consumers can properly dispute credit report errors in order to get the action they expect.

According to The Fair Credit Reporting Act, all Credit Reporting Agencies have the responsibility to answer to customer disputes. Within 10 days upon receipt of a dispute letter, the credit agency must sent notice that an investigation has started. The investigation can take place up to 30 days. Afterwards, the credit reporting agency must notify [...]

All consumers have the right to dispute errors in his/her credit report. This right is based on the Fair Credit Reporting Act which became effective in 2003. Disputing errors protects a consumer against fraud and Identity Theft. Thus, in case there are unauthorized charges contained in the report, a consumer can alert the bureau and [...]