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Cases of identity theft and credit card fraud are alarming and we all want to be protected from them. The FTC advises all consumers to be more aware about the status of their credit report as this can make a big difference in keeping track of possible identity theft or fraud.

If you have just been denied credit by a lender, you should immediately check your personal credit report to make sure that unauthorized charges are not the reason why your application did not get approved. Also, if you recently received a call from a lender or a credit card Issuer informing you about past due charges that you do not know about, there is a possibility that you have been a victim of Identity theft. What should you do?

In 2006, an estimated 9 million Americans have been victims of Identity Theft. Today, as more and more people use the internet for banking and shopping, consumers are strongly warned not to let their guard down against scammers and thieves. How can you protect yourself? Here are tips:

This article presents a guide on how you can protect your Identity against thieves and scammers. Keep in mind that identity thieves are always on the lookout for every possible opportunity to steal personal information. Failing to do even the simplest steps can put you at risk:

Anyone who has heard of identity theft and fraud should definitely be concerned about protecting his own identity. Today, when you suspect a fraud or ID theft, one can place his credit report on fraud alert to warn all future creditors from approving new accounts in your name. However, a fraud alert is easy to [...]