Credit Repair Secrets * Free Credit Repair * Credit Report Score * Credit Dispute Letter

Under the Fair Credit Reporting Act, consumers have the right to dispute the negative records found in their credit reports. This can be done by sending a dispute letter to the credit bureau who issued the report. The Law requires credit reporting agencies to act upon consumer credit disputes by conducting an investigation on the issue.

Pin ItConsumers are advised to check their credit reports before submitting application to any lender. In this article, let’s discuss how you can check your credit report and what you can do about errors in your report. Checking Your Credit Score Since the Fair and Accurate Credit Transactions Act took effect, consumers are entitled to [...]

Pin ItEveryone knows that a higher credit score is better.  Does that mean you have strive for the perfect score?  Is it really possible to ace the FICO scoring system? Understanding the FICO Scoring System The FICO model is the most widely used scoring system in the US.  It used by the three major credit [...]

Pin ItHave you been pursued by your lenders to pay for past-due bills that you never made? Or have you been denied credit because of unpaid bills on your credit report even if you know you have been paying your debts religiously? Then you might have been a victim identity theft. According to a survey [...]