Negotiate Your Debt Like A Professional!

negotiate your debt

Often when a consumer is up to their ears in debt and toying with the idea of filing for bankruptcy, but either can’t file or doesn’t want to, there are other options. Were you aware that the consumer can negotiate with their creditors and end up paying a significantly smaller amount than what is owed? Understanding The Creditors Point Of ...

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Guide To Finding Good Credit Repair Services

Get rid of bad credit

Advertisements on various types of credit repair services can be found everywhere. The fact that a lot of people need help or advice in rebuilding their credit history and credit score has brought about the emergence of companies or agencies offering credit repair services. How can you protect yourself against such companies? Consider these reminders.

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Understanding Credit Card Debt Settlement & Reduction

If you’re presently having problems with your credit card debt, perhaps you’re thinking about applying for a debt consolidation loan or debt settlement option.  Both a loan and a settlement are valid methods of debt reduction. What is a debt consolidation loan? Simply put, a debt consolidation loan is a loan that you take out to pay of all of ...

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Credit Myths that Could Hurt You

There are a lot of false ideas about credit circulating the community which can affect your financial decisions. Today let us discuss the most common credit myths and the truths behind them. Hopefully, after reading this article, you will be enlightened on financial matters and make personal decisions based on facts, not on rumours.

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The Trouble with Debt Consolidation

Now that you have decided to consolidate your debts, are you ready for the challenges ahead of you? Are you aware of how the process really works? In this post, let’s discuss the things that borrowers must avoid when consolidating debt.

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Get Your Free Credit Report in 2012

All consumers in the US are entitled to receive one free credit report each year from each of the three credit reporting bureaus - Equifax, Experian, and TransUnion. You can request a report from one bureau at a time or get all your three credit reports at once. This is clearly stipulated in the Fair Credit Reporting Act (FCRA) and the three major bureaus must comply.

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