Credit Repair Articles

How You can Make a Credit Report Dispute Follow-up Letter

The Fair Credit Reporting Act gives consumers assurance of receiving accurate credit reports. The law orders the three credit reporting agencies to immediately conduct investigations once they receive disputes from consumers.

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Dealing With Debt Collectors – Smart Strategies to Remember

When a debt has been left unpaid for a long time, creditors will usually pass on their duty to collect to an independent debt collection agency. However, there are debt collection agencies that violate consumer rights as stipulated in the Fair Debt Collection Practices Act. If you are in a similar situation, below are smart tips for you:

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How to Enhance a Good Score to an Excellent Score

If you are planning to apply for a big loan such as a mortgage, you would want to work on enhancing your credit score from good to excellent. While many lenders give good offers to customers with a score of at least 720, you can surely grab the best deal if you can reach a score of 750 or higher.

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The Importance Of Checking Your Credit Score Regularly

Consumers are advised to check their credit reports before submitting application to any lender. In this article, let’s discuss how you can check your credit report and what you can do about errors in your report. Checking Your Credit Score Since the Fair and Accurate Credit Transactions Act took effect, consumers are entitled to get a free copy of their ...

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What to Do When You Need a Personal Loan for Bad Credit

personal loans

Many people today turn to lenders for help when confronted with financial crises and emergencies. To cater to this growing number of requests for funds, lending companies today offer various types of loans to match the specific needs and preferences of individuals. For instance, people with bad credit now have the chance to get approved for a personal loan more easily. What are some of the things you should do when you need a bad credit personal loan? Let’s find out.

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