8 Ways to Build a Killer Credit Score

It’s not just when you are applying for a loan or credit card that you need an impressive credit history. Good credit rating is also an advantage if you are a tenant trying to find a new home, if you are looking for employment or when getting an insurance policy. This article focuses on eight ways on how you can ...

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When To Get Your Credit Report

When is it best to obtain a copy of your credit report? The best time is at least six months prior to submitting your credit application. Why so? Looking at your personal credit report ahead of time will give you the chance to take the necessary action, in case you may need improvement with your credit score or if there are errors in your report. Hence, you can avoid getting declined by a lender.

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Tips on Following up Disputes

A lot of us cannot wait patiently. Most of us feel annoyed, irritable and even agitated when we are made to wait for something. This is especially true when we wait for something really important, like an essential document. We keep on looking at our watches and calendars, since we feel very eager to receive the document we have been waiting for.

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