Under the Fair Credit Reporting Act, consumers have the right to dispute the negative records found in their credit reports. This can be done by sending a dispute letter to the credit bureau who issued the report. The Law requires credit reporting agencies to act upon consumer credit disputes by conducting an investigation on the issue.
Read More »How Credit Repair Helps You
Do you have bad credit? If so, then it’s about time to do something about it. You’ll be glad to know that there are positive steps you can do to get yourself out of bad credit. Consider these practical credit repair suggestions.
Read More »What the FTC Says About Disputing Credit Report Errors
The Fair Credit Reporting Act (FCRA) clearly states that consumers have the right to protect themselves against unfair credit reporting by creditors and credit reporting agencies. For this reason, you must regularly check your personal credit report scoreto make sure that it contains accurate information.
Read More »How to Maintain a Solid Credit Score
Since the Credit Card Accountability, Responsibility and Disclosure Act (CARD) was signed into a law, there are more to maintaining good credit than just submitting payments on time or avoiding multiple credit card applications.
Read More »Tips and Techniques on How to Write Credit Repair Letters
When it comes to issues that involve your personal credit, consumers have the right to dispute errors as stated in the Fair Credit Reporting Act (FCRA). Disputes are usually done by sending credit repair letters. On this post, let us take a look at the different types of credit-related dispute letters that you can send, depending on the situation.
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