Some people end up with bad credit before they even realize that there is a problem. Others suffer from bad credit as a result of unfortunate circumstances such as a sudden loss of job, sickness, or problems in the family. There are also people who find themselves stuck in bad credit because of poor financial management or uncontrolled spending. Whatever ...
Read More »DIY Credit Repair Tips for People with Bad Credit
Repairing bad credit need not be an intimidating task. If you want to do it on your own, you must first be aware of your financial situation. Knowing that you have bad credit loans alone is not enough. You need to know the specific details about your debt in order to come up with an effective plan. On this post, let’s talk about the steps you can do to improve bad credit.
Read More »Should You Consolidate Your Debts?
Some people may be skeptical about the idea of debt consolidation while others may see it as the perfect solution for debt problems. But what really is debt consolidation? What basic facts should you know about it? This article presents information to help you decide whether debt consolidation is right for you.
Read More »How to Follow Up a Credit Dispute Letter
According to The Fair Credit Reporting Act, all Credit Reporting Agencies have the responsibility to answer to customer disputes. Within 10 days upon receipt of a dispute letter, the credit agency must sent notice that an investigation has started. The investigation can take place up to 30 days. Afterwards, the credit reporting agency must notify the complainant about the result ...
Read More »Benefits Of Having Low Interest Credit Card
To stay on top of the competition, credit card companies now offer credit cards with the lowest interest rates. If you are looking for a credit card, surely you would try to find a low rate card. What are the benefits that you can enjoy? Are low rate cards really as good as they seem to be? With so many ...
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