Tell-tale Signs of Credit Repair Scams

The Federal Trade Commission (FTC) warns consumers against seeking credit repair assistance from scammers and illegal credit repair agencies. True enough, going through a financial crisis can make anyone vulnerable to scams and rip-offs. Recognizing the signs of fake credit repair services can help you stay out of the danger. What are these signs that you should be aware of?

Read More »

Different Debt Help Service for Borrowers

If you are having a difficult time catching up with your debts, take control of the situation right away and don’t be afraid to seek the appropriate debt help service. What kinds of services are available to you? Take a look at the following options and consider which one is best for you. Credit Counseling. A lot of people get ...

Read More »

Can You Really Be Debt Free Through Debt Consolidation?

With the recent economic slump, more people struggle with debt repayment and are in need of help. Is debt consolidation the answer? Can you really count on it to be debt free and enjoy financial stability? Different Methods of Consolidation Any kind of debt that is not secured by collateral can be consolidated. Student loans, personal loans, and credit card ...

Read More »

Filing A Credit Dispute To A Credit Bureau

Consumers have the right to check into their credit reports at any time. The Fair Credit Reporting Act clearly states that errors and false charges can be disputed. The three credit report firms (Equifax, Experian, TransUnion) must respond to consumer disputes by conducting their own investigation on the matter.

Read More »

The Benefits of Freezing Your Credit

When a credit report freeze is done, the file becomes inaccessible from all unauthorized views. All new inquiries will be blocked and only the owner of the report can request for the freeze to be lifted. Once it has been lifted, only the specified company will be able to access the report. Furthermore, the credit report score owner can decide how long the account can stay open to new inquiries.

Read More »