Choosing the Right Credit Card in 2012

Close up credit cards

The abundance of credit cards in the market can make choosing the right one a tricky task. After all, the advertisements are equally enticing and each credit card seems to promise the best rates, features and services for cardholders. So which one is best for you?

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Protecting Your Credit Against Fraud & ID Theft

Anyone who has heard of identity theft and fraud should definitely be concerned about protecting his own identity. Today, when you suspect a fraud or ID theft, one can place his credit report on fraud alert to warn all future creditors from approving new accounts in your name. However, a fraud alert is easy to ignore. And in some cases, ...

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How To Write A Credit Dispute Letter that Works

Under the Fair Credit Reporting Act, consumers have the right to dispute the negative records found in their credit reports. This can be done by sending a dispute letter to the credit bureau who issued the report. The Law requires credit reporting agencies to act upon consumer credit disputes by conducting an investigation on the issue.

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