How to Read and Interpret Sections of Your Credit Report

inancial experts recommend ordering a copy of your credit report from three major credit bureaus at least twice a year. Interpreting your credit report need not be difficult. In this article, let’s discuss the details contained under each section of your report. Identifying Information This is the first section or heading in a credit report. It contains personal identification of ...

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Credit Repair – How Can It Help You

Many people today have lower credit scores than they would like to have. Low credit scores can prevent you from obtaining the best loan terms possible, and at times it can prevent you from being approved for a loan altogether. Many people view their credit scores as a separate issue from their financial situation, but in reality your credit scores reflect your current and previous financial situation.

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How To Avoid Credit Card Debt on Holidays

Now that the holiday season is here, consumers- especially credit card holders need to pay attention to their spending. With the recent economic slump, managing debt can become very difficult if it gets out of control. In this article, let’s talk about practical tips on how you can survive the holidays without falling in the debt trap: Plan early. Remember, ...

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