Writing an Effective Credit Dispute Letter

Do you need to write a credit dispute letter? If you recently checked your credit report and noticed unauthorized charges or incorrect details in one of your accounts, then you should definitely send a dispute letter to the bureau that issued your report.

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The Secrets To Reading Your Credit Report

Cases of identity theft and credit card fraud are alarming and we all want to be protected from them. The FTC advises all consumers to be more aware about the status of their credit report as this can make a big difference in keeping track of possible identity theft or fraud.

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Where to Get Free Credit Report

All consumers are entitled to receive a free copy of their credit report from each of the three credit bureaus once every year. How can you order your free report? In this article, we reveal the only authorized resource of free credit reports but first, let’s get to know why it’s important to check your report.

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The Different Kinds of Bankruptcy

file for bankruptcy

On October 17, 1995, the US Bankruptcy Law was amended and some changes took effect. In the past, anyone who wished to file for bankruptcy because he/she couldn’t pay off creditors could simply do so without questions. Today however, there are certain procedures that you must go through before he/she can be completely discharged from their debt . First, a ...

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