The Trouble with Debt Consolidation

Now that you have decided to consolidate your debts, are you ready for the challenges ahead of you? Are you aware of how the process really works? In this post, let’s discuss the things that borrowers must avoid when consolidating debt.

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Get Your Free Credit Report in 2012

All consumers in the US are entitled to receive one free credit report each year from each of the three credit reporting bureaus - Equifax, Experian, and TransUnion. You can request a report from one bureau at a time or get all your three credit reports at once. This is clearly stipulated in the Fair Credit Reporting Act (FCRA) and the three major bureaus must comply.

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An Overview on Credit Counseling

If you are looking for help to resolve a bad debt situation, professional credit counseling can be the answer. But with so many agencies offering debt relief services in the market, how can you find a trust-worthy credit counselling organization? What can you expect from a credit counselling session?

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DIY Bad Credit Repair Tips

If you have a problem with your personal credit, you’ll be glad to know that you can repair it and you can do it on your own. In this article, we present all the steps that you can do by yourself to improve a low credit score or repair a bad credit history

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