How To Avoid Credit Card Debt on Holidays

Now that the holiday season is here, consumers- especially credit card holders need to pay attention to their spending. With the recent economic slump, managing debt can become very difficult if it gets out of control. In this article, let’s talk about practical tips on how you can survive the holidays without falling in the debt trap: Plan early. Remember, ...

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Credit Repair Companies: What Can They Do To Help You?

Bad Credit Loan

There are plenty of credit repair companies that one can use to fix my credit, but you have to be careful when it comes to knowing who you can trust with your credit score. Sometimes things are not as they seem when you are working with these kinds of companies, and you need to look into the details of a company before you start using their help.

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Some Tips on How to Spot and Avoid Loan Sharks

Most people who are in desperate need of credit usually resort to borrowing money from loan sharks. The reason behind this is the fact that most of these people have poor credit history, which may be caused by missed or late repayments on their previous debts. As most lending institutions will not extend loans and credit lines to people with bad credit, some may seek assistance lenders who may take advantage of them. These lenders are known as loan sharks.

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The Three Consumer Credit Bureaus – How They Can Help You

Consumers are often advised to check their credit reports regularly by ordering a copy from each of the major credit bureaus. Surprisingly, not all consumers are clear about the exact duties of the bureaus. This article discusses facts about the credit reporting agencies- what they do and how they can help you in case you may have a problem with your credit file.

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