When To Get Your Credit Report

When is it best to obtain a copy of your credit report? The best time is at least six months prior to submitting your credit application. Why so? Looking at your personal credit report ahead of time will give you the chance to take the necessary action, in case you may need improvement with your credit score or if there are errors in your report. Hence, you can avoid getting declined by a lender.

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Tips on Following up Disputes

A lot of us cannot wait patiently. Most of us feel annoyed, irritable and even agitated when we are made to wait for something. This is especially true when we wait for something really important, like an essential document. We keep on looking at our watches and calendars, since we feel very eager to receive the document we have been waiting for.

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Where to Get Your Online Credit Report

Would you like to check your credit report? If yes, did you know that you can actually order your report for free? Yes, all consumers are entitled to receive one free report per year from each of the three major credit bureaus – Experian, Equifax, TransUnion.

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Remember That Low Interest Rates Are Not Always the Best

When trying to manage credit card debt, consolidation is often the best solution. Are you a multiple credit cardholder who is trying to pay off your balances from one card to the next? If yes, have you considered getting a balance transfer credit card so you can pay off your debts more easily? Today, you can find balance transfer credit ...

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