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Where to Get Free Credit Report

All consumers are entitled to receive a free copy of their credit report from each of the three credit bureaus once every year. How can you order your free report? In this article, we reveal the only authorized resource of free credit reports but first, let’s get to know why it’s important to check your report.

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Protecting Your Credit Against Fraud & ID Theft

Anyone who has heard of identity theft and fraud should definitely be concerned about protecting his own identity. Today, when you suspect a fraud or ID theft, one can place his credit report on fraud alert to warn all future creditors from approving new accounts in your name. However, a fraud alert is easy to […]

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How To Write A Credit Dispute Letter that Works

Under the Fair Credit Reporting Act, consumers have the right to dispute the negative records found in their credit reports. This can be done by sending a dispute letter to the credit bureau who issued the report. The Law requires credit reporting agencies to act upon consumer credit disputes by conducting an investigation on the issue.

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What the FTC Says About Disputing Credit Report Errors

The Fair Credit Reporting Act (FCRA) clearly states that consumers have the right to protect themselves against unfair credit reporting by creditors and credit reporting agencies. For this reason, you must regularly check your personal credit report scoreto make sure that it contains accurate information.

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