Negotiate Your Debt Like A Professional!

negotiate your debt

Often when a consumer is up to their ears in debt and toying with the idea of filing for bankruptcy, but either can’t file or doesn’t want to, there are other options. Were you aware that the consumer can negotiate with their creditors and end up paying a significantly smaller amount than what is owed? Understanding The Creditors Point Of ...

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Guide To Finding Good Credit Repair Services

Get rid of bad credit

Advertisements on various types of credit repair services can be found everywhere. The fact that a lot of people need help or advice in rebuilding their credit history and credit score has brought about the emergence of companies or agencies offering credit repair services. How can you protect yourself against such companies? Consider these reminders.

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Understanding Credit Card Debt Settlement & Reduction

If you’re presently having problems with your credit card debt, perhaps you’re thinking about applying for a debt consolidation loan or debt settlement option.  Both a loan and a settlement are valid methods of debt reduction. What is a debt consolidation loan? Simply put, a debt consolidation loan is a loan that you take out to pay of all of ...

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Simple Steps to Achieve Bad Credit Repair

A lot of people incur bad credit mostly because of financial drawbacks. You may suddenly find yourself laid off from work. You and your spouse may suddenly decide to part ways and lose much money on divorce settlements. You may encounter an illness or an accident that will prevent you from working. Because of these situations, you may be late or you may totally miss out on your debt payments.

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Debt Reduction Tips for 2010

As people strive to survive the economic crises, the year 2010 brings a promising prospect. If you find yourself in a difficult situation, this is the year when you can begin your journey towards debt freedom. Listed below are debt reduction tips that you can start doing from today onwards:

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Assets That Are Exempt In Personal Bankruptcy

People who are stuck in serious debt problems often think about bankruptcy as the best solution. Yet in many cases, there are better alternatives to bankruptcy. So before submitting a bankruptcy application, consider the pros and cons of your decision. Changes in the Bankruptcy Law The government has imposed changes on the bankruptcy procedures to make sure that only those ...

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