Advertisements on various types of credit repair services can be found everywhere. The fact that a lot of people need help or advice in rebuilding their credit history and credit score has brought about the emergence of companies or agencies offering credit repair services. How can you protect yourself against such companies? Consider these reminders.
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Often when a consumer is up to their ears in debt and toying with the idea of filing for bankruptcy, but either can’t file or doesn’t want to, there are other options. Were you aware that the consumer can negotiate with their creditors and end up paying a significantly smaller amount than what is owed? Understanding The Creditors Point Of ...
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Below is a step-by-step guide to writing a letter of dispute to get rid of those black marks off your credit report for good.
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Why Every Business Should Have A Business Credit Card All business owners have one goal, and that is for them to make a profit. Managing a business is not that easy. It requires a lot of responsibility, hard work, and patience. Having a business credit card can be very convenient. Helps the business conserve cash With the use of a business ...
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How Filing Bankruptcy Will Effect Your Credit While bankruptcy is often a last-resort measure, sometimes it’s simply unavoidable. Filing for personal bankruptcy may be the only option available to you; even though, it can be very hard on your credit rating. Filing for bankruptcy and its effect on your credit Filing for bankruptcy may damage your credit less than missing ...
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Why is debt negotiation so important to credit repair? Debt negotiation can be a trying process and one that not many people look forward to. Still, it is a necessary part of the credit repair process and if you want to put an end to the creditors calling you at all hours of the day, debt negotiation is a must! ...
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Creating a personal budget can be a very daunting task. Budgets can be complicated and confusing, but they don’t have to be. The secret to good budgeting is to create a system that works for you and to stick with it. Here are six easy steps to get you started with your personal budget. Keep it simple Trying to get ...
Read More »The nightmare of identity theft begins! Have you been pursued by your lenders to pay for past-due bills that you never made? Or even worse, recieved a letter in the mail from a finance company threatening legal action if you don’t pay a debt? Odds are, you have become a victim of identity theft. By 2006, there were over 8.8 ...
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