Negotiate Your Debt Like A Professional!

negotiate your debt

Often when a consumer is up to their ears in debt and toying with the idea of filing for bankruptcy, but either can’t file or doesn’t want to, there are other options. Were you aware that the consumer can negotiate with their creditors and end up paying a significantly smaller amount than what is owed? Understanding The Creditors Point Of ...

Read More »

Guide To Finding Good Credit Repair Services

Get rid of bad credit

Advertisements on various types of credit repair services can be found everywhere. The fact that a lot of people need help or advice in rebuilding their credit history and credit score has brought about the emergence of companies or agencies offering credit repair services. How can you protect yourself against such companies? Consider these reminders.

Read More »

Understanding Credit Card Debt Settlement & Reduction

If you’re presently having problems with your credit card debt, perhaps you’re thinking about applying for a debt consolidation loan or debt settlement option.  Both a loan and a settlement are valid methods of debt reduction. What is a debt consolidation loan? Simply put, a debt consolidation loan is a loan that you take out to pay of all of ...

Read More »

Using Debt Management To Avoid Bad Credit

Do it yourself

Debt Management begins with first assessing the situation.  Grab a notebook and start keeping track of your spending.  This will be your debt diary, much like a food diary dieters use.   After a week or two, look thru your debt diary and start looking for things you can cut back on.  The goal is to try to start paying down ...

Read More »

Why scam artist love prepaid debit cards

Prepaid debit card scams on the rise Prepaid debit card scams are becoming the new choice for scam artist looking to target those who are easily taken advantage of, such as the elderly and immigrant communities. There are many ways in which these scam operations are being completed, but they mainly involve threatening phone calls from “companies” whom the victim’s ...

Read More »

Which Is Better – Bankruptcy or Debt Consolidation

debt consolidation loans

When faced with debt problems, two of the most common options people consider are bankruptcy or debt consolidation. Which of these two options are better? Experts may have their own opinions when it comes to making the right choice. Some financial experts may say that bankruptcy is a better choice because it allows you to be completely free from debts. ...

Read More »