Advertisements on various types of credit repair services can be found everywhere. The fact that a lot of people need help or advice in rebuilding their credit history and credit score has brought about the emergence of companies or agencies offering credit repair services. How can you protect yourself against such companies? Consider these reminders.
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Often when a consumer is up to their ears in debt and toying with the idea of filing for bankruptcy, but either can’t file or doesn’t want to, there are other options. Were you aware that the consumer can negotiate with their creditors and end up paying a significantly smaller amount than what is owed? Understanding The Creditors Point Of ...
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Below is a step-by-step guide to writing a letter of dispute to get rid of those black marks off your credit report for good.
Read More »If you’re presently having problems with your credit card debt, perhaps you’re thinking about applying for a debt consolidation loan or debt settlement option. Both a loan and a settlement are valid methods of debt reduction. What is a debt consolidation loan? Simply put, a debt consolidation loan is a loan that you take out to pay of all of ...
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You have requested for your records from one of the three credit reporting agencies. Once you opened your credit report, you felt shocked, then worried. You have seen a dozen of debts that need to be settled immediately. And the value of each debt is not that easy to pay off.
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How Filing Bankruptcy Will Effect Your Credit While bankruptcy is often a last-resort measure, sometimes it’s simply unavoidable. Filing for personal bankruptcy may be the only option available to you; even though, it can be very hard on your credit rating. Filing for bankruptcy and its effect on your credit Filing for bankruptcy may damage your credit less than missing ...
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Why is debt negotiation so important to credit repair? Debt negotiation can be a trying process and one that not many people look forward to. Still, it is a necessary part of the credit repair process and if you want to put an end to the creditors calling you at all hours of the day, debt negotiation is a must! ...
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Creating a personal budget can be a very daunting task. Budgets can be complicated and confusing, but they don’t have to be. The secret to good budgeting is to create a system that works for you and to stick with it. Here are six easy steps to get you started with your personal budget. Keep it simple Trying to get ...
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