Keeping Guard Against ID Theft

This article presents a guide on how you can protect your Identity against thieves and scammers. Keep in mind that identity thieves are always on the lookout for every possible opportunity to steal personal information. Failing to do even the simplest steps can put you at risk:

Do not provide information over the phone. You may receive a call from someone who claims to be a representative of the IRS, your credit card company or your mortgage lender. You may be asked to provide a few details about your bank account, address, or social security number. Watch out! Remember that legitimate companies will never solicit personal information in this manner.

Watch out for phishing scams Do you receive unsolicited emails that seem to be from a popular merchant or a government organization? Some of these emails may contain a link to a phishing website. To be safe, do not click on any link or download any attachment from suspicious emails.  Delete the email right away.

Erase the history folder before leaving your desk. If you use a public computer to check your email or browse the web, be sure to delete the cache, cookies, and browsing history from the computer’s system. You can do this by going to the Internet Options tab.

Use strong passwords. Strengthen your passwords by combining letters, numbers and symbols (if possible). Never use your birthday, name or other personal details since these can easily be guessed.

Shred important documents. Before throwing receipts, old credit cards, or billing statements to the trash bin, shred them to small pieces.

Do not carry all your credit cards and IDs in your wallet. Do not place multiple credit cards or IDs in your wallet, since it will put you at a greater risk in case your wallet gets misplaced or stolen.

Ask an online card number from your credit card company. If you frequently purchase from the internet, request an online card number from your credit card issuer.

Be alert when using the ATM. When using the ATM, see to it that no one is standing too close behind you or anywhere near. Do not throw your ATM receipts in the trash can. Bring it home and shred it into pieces before discarding it.

Do not give out your SSN. Some merchants or companies may ask for your Social Security Number to confirm your identity. Request the company if you can provide an alternative identifying information in place of your SSN.


About the Author:

Suzy Vanstrusen is a credit analyst and a writer on the website She has been providing consumers with tips and wise information about credit repair as well as helping you out more with your bad credit loans.  Copyright © 2010

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