May 17, 2018 / by Maverick Consulting Group Inc. / Credit Repair Articles
In the past years, various methods of credit scoring were used to calculate individual credit score. It used to be that credit score was mostly determined by the number of credit cards owned, the frequency of credit card charges, and the cardholder’s capability to pay off these charges. Consequently, those who do not own credit cards may be regarded as a poor candidate for credit. As a result, people who cannot qualify for loans may have little choice but to seek out subprime lenders.
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Can You Really Be Debt Free Through Debt Consolidation?
May 17, 2018 / by Maverick Consulting Group Inc. / Credit Repair Articles, debt consolidation
With the recent economic slump, more people struggle with debt repayment and are in need of help. Is debt consolidation the answer? Can you really count on it to be debt free and enjoy financial stability? Different Methods of Consolidation Any kind of debt that is not secured by collateral can be consolidated. Student loans, […]
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Filing A Credit Dispute To A Credit Bureau
May 17, 2018 / by Maverick Consulting Group Inc. / Credit Repair Articles
Consumers have the right to check into their credit reports at any time. The Fair Credit Reporting Act clearly states that errors and false charges can be disputed. The three credit report firms (Equifax, Experian, TransUnion) must respond to consumer disputes by conducting their own investigation on the matter.
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The Benefits of Freezing Your Credit
May 17, 2018 / by Maverick Consulting Group Inc. / Credit Repair Articles
When a credit report freeze is done, the file becomes inaccessible from all unauthorized views. All new inquiries will be blocked and only the owner of the report can request for the freeze to be lifted. Once it has been lifted, only the specified company will be able to access the report. Furthermore, the credit report score owner can decide how long the account can stay open to new inquiries.
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The New Forms of Credit Scoring and You
May 17, 2018 / by Maverick Consulting Group Inc. / Credit Repair Articles
In the past years, various methods of credit scoring were used to calculate individual credit score. It used to be that credit score was mostly determined by the number of credit cards owned, the frequency of credit card charges, and the cardholder’s capability to pay off these charges. Consequently, those who do not own credit cards may be regarded as a poor candidate for credit. As a result, people who cannot qualify for loans may have little choice but to seek out subprime lenders.
Read more
When You Want to Repair Bad Credit on Your Own
May 17, 2018 / by Maverick Consulting Group Inc. / bad credit, Credit Repair Articles
Credit report glitches should never be neglected and if you have bad credit, it’s important to take positive action right away to keep the damage from worsening. On this post, we present do it yourself credit repair tips for people with imperfect credit.
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Can You Fix Your Credit Report?
May 17, 2018 / by Maverick Consulting Group Inc. / Credit Repair Articles, credit reports
Anytime of the year is a good time to check your credit report. And if your credit report needs fixing, you can do the necessary steps right away. On this post, we present essential tips on how you can fix your own credit.
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Getting to Know The Credit Bureaus
May 17, 2018 / by Maverick Consulting Group Inc. / Credit Repair Articles
Consumers are encouraged to get a copy of their credit report and check their credit rating from the credit reporting agencies. Nevertheless, not everyone understands what the credit agencies actually do. In this post, we will talk about the role that credit bureaus play in building credit history.
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Your Personal Credit History and Credit Score Matters
May 17, 2018 / by Maverick Consulting Group Inc. / Credit Repair Articles, credit reports
Credit history and credit score are two essential factors in a person’s finances. Without credit history, an individual will have a more difficult time convincing lenders to extend him/her credit. This is because creditors often judge a borrower’s credit worthiness based on his/her credit history.
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Credit Reports – What You Should Know About Them
May 17, 2018 / by Maverick Consulting Group Inc. / Credit Repair Articles
Your credit report plays a big role on how lenders and creditors view you as a client. Your application can get approved or rejected depending on the information contained in your report. In this article, let’s discuss some of the basic things that people should know about personal credit reports. What details can you find […]
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The Ideal Number Of Credit Cards
May 17, 2018 / by Maverick Consulting Group Inc. / Credit Repair Articles
Some people have the mistaken idea that if you own many credit cards, it can add up to your credit rating. But is this really true? Can multiple credit cards really boost your credit score? To fairly answer this question, let’s talk about how your credit history is calculated in figures. There are basically 5 […]
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