The Three Consumer Credit Bureaus – How They Can Help You

Consumers are often advised to check their credit reports regularly by ordering a copy from each of the major credit bureaus. Surprisingly, not all consumers are clear about the exact duties of the bureaus. This article discusses facts about the credit reporting agencies- what they do and how they can help you in case you may have a problem with your credit file.

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Credit Myths that Could Hurt You

There are a lot of false ideas about credit circulating the community which can affect your financial decisions. Today let us discuss the most common credit myths and the truths behind them. Hopefully, after reading this article, you will be enlightened on financial matters and make personal decisions based on facts, not on rumours.

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The Trouble with Debt Consolidation

Now that you have decided to consolidate your debts, are you ready for the challenges ahead of you? Are you aware of how the process really works? In this post, let’s discuss the things that borrowers must avoid when consolidating debt.

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Get Your Free Credit Report in 2012

All consumers in the US are entitled to receive one free credit report each year from each of the three credit reporting bureaus - Equifax, Experian, and TransUnion. You can request a report from one bureau at a time or get all your three credit reports at once. This is clearly stipulated in the Fair Credit Reporting Act (FCRA) and the three major bureaus must comply.

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