The Secrets To Reading Your Credit Report

Cases of identity theft and credit card fraud are alarming and we all want to be protected from them. The FTC advises all consumers to be more aware about the status of their credit report as this can make a big difference in keeping track of possible identity theft or fraud.

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Where to Get Free Credit Report

All consumers are entitled to receive a free copy of their credit report from each of the three credit bureaus once every year. How can you order your free report? In this article, we reveal the only authorized resource of free credit reports but first, let’s get to know why it’s important to check your report.

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The Different Kinds of Bankruptcy

file for bankruptcy

On October 17, 1995, the US Bankruptcy Law was amended and some changes took effect. In the past, anyone who wished to file for bankruptcy because he/she couldn’t pay off creditors could simply do so without questions. Today however, there are certain procedures that you must go through before he/she can be completely discharged from their debt . First, a ...

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How to Rebuild Your Credit for Free

Is it possible to rebuild your own credit? If you have a poor credit score or bad credit history, what can you do to repair it? The good news is that there are steps you can by yourself to improve bad credit. Check out these tips on how you can repair your personal credit for free.

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True Causes of Debt That You Should Be Aware Of

Think you’re safe from getting stuck with debt problems? Better not be too confident. Everyone should be aware of his payment obligations and take these obligations seriously at all times. No one is exempted. Here are the major causes of debt that can happen to anyone, even to you, if you’re not careful:

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