How Well Do You Know Your Credit Report

Consumers are advised to order a copy of their report from the three major credit bureaus at least once a year to make sure that the information in their report are accurate and free from errors. How well do you know your personal credit report? On this post, let us talk about the information you can find in your credit reports and how it affects your credit score.

Read More »

How to Get the Perfect Credit Score

If you’re aiming for the perfect credit score, discussed below are the strategies used by people who have actually reached a FICO score of 760 and above- ratings that lending companies today consider as excellent, according to Fair Isaac.

Read More »

How To Fix Credit Report Disputes

Correcting errors in a consumer credit report is easy if done the right way. As soon as you have a copy of your personal credit report in your hands, carefully review it to see if there are inaccuracies or incorrect charges. This article presents a guide on how consumers can properly dispute credit report errors in order to get the action they expect.

Read More »

Why Should You Check Your Credit Report

Being aware of your personal credit standing is important especially if you plan to apply for new credit such as a new credit card or a personal loan. Keep in mind that the approval of your application and the rates you will be given will all depend on your credit report score.

Read More »