May 17, 2018 / by Maverick Consulting Group Inc. / Credit Repair Articles
Credit cards are associated with different costs. Aside from the interest rate, the annual fee is the most prominent among credit card charges. In this article, we’ll be focusing on the annual fee of a credit card, what they are and why credit card issuers impose them. By taking up on these issues, you can better decide for yourself whether annual fees are good or bad by the end of this article.
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Understanding What Your Credit Report Reveals
May 17, 2018 / by Maverick Consulting Group Inc. / Credit Repair Articles
To maintain good credit, you need to be constantly aware of the status of your credit report. After ordering a copy of your report, what’s the next step to do?
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Save Your Child from Identity Theft
May 17, 2018 / by Maverick Consulting Group Inc. / Credit Repair Articles
Parents with children older than one year must file a Social Security Number for their children to qualify for tax deduction. However, with the prevalence of child identity theft, parents must be more cautious to protect their children from this crime.
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The FICO Credit Scoring System Explained
May 17, 2018 / by Maverick Consulting Group Inc. / Credit Repair Articles
When it comes to credit scoring systems, FICO is the most widely used by major financial institutions. It is divided into five categories which are used for credit rating. In this article, let’s take a closer look at each of these credit scoring categories.
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How You can Make a Credit Report Dispute Follow-up Letter
May 17, 2018 / by Maverick Consulting Group Inc. / Credit Repair Articles, Credit Repair Tips & Tricks
The Fair Credit Reporting Act gives consumers assurance of receiving accurate credit reports. The law orders the three credit reporting agencies to immediately conduct investigations once they receive disputes from consumers.
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Dealing With Debt Collectors – Smart Strategies to Remember
May 17, 2018 / by Maverick Consulting Group Inc. / Credit Repair Articles
When a debt has been left unpaid for a long time, creditors will usually pass on their duty to collect to an independent debt collection agency. However, there are debt collection agencies that violate consumer rights as stipulated in the Fair Debt Collection Practices Act. If you are in a similar situation, below are smart tips for you:
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How to Enhance a Good Score to an Excellent Score
May 17, 2018 / by Maverick Consulting Group Inc. / Credit Repair Articles, Credit Repair Tips & Tricks
If you are planning to apply for a big loan such as a mortgage, you would want to work on enhancing your credit score from good to excellent. While many lenders give good offers to customers with a score of at least 720, you can surely grab the best deal if you can reach a score of 750 or higher.
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The Importance Of Checking Your Credit Score Regularly
May 17, 2018 / by Maverick Consulting Group Inc. / Credit Repair Articles
Consumers are advised to check their credit reports before submitting application to any lender. In this article, let’s discuss how you can check your credit report and what you can do about errors in your report. Checking Your Credit Score Since the Fair and Accurate Credit Transactions Act took effect, consumers are entitled to get […]
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What to Do When You Need a Personal Loan for Bad Credit
May 17, 2018 / by Maverick Consulting Group Inc. / bad credit, Credit Repair Articles
Many people today turn to lenders for help when confronted with financial crises and emergencies. To cater to this growing number of requests for funds, lending companies today offer various types of loans to match the specific needs and preferences of individuals. For instance, people with bad credit now have the chance to get approved for a personal loan more easily. What are some of the things you should do when you need a bad credit personal loan? Let’s find out.
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Credit Card Annual Fee – A Good Thing Or a Bad Thing?
May 17, 2018 / by Maverick Consulting Group Inc. / Credit Repair Articles
Credit cards are associated with different costs. Aside from the interest rate, the annual fee is the most prominent among credit card charges. In this article, we’ll be focusing on the annual fee of a credit card, what they are and why credit card issuers impose them. By taking up on these issues, you can better decide for yourself whether annual fees are good or bad by the end of this article.
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The Benefits of the Credit Report Freeze
May 17, 2018 / by Maverick Consulting Group Inc. / Credit Repair Articles
Some consumers go to great lengths – even literally putting their credit cards in a freezer- to control their spending. Thus, even when they feel like spending, they would have unfreeze their credit cards before they can use them for payment.
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