What Hurts Your Credit Score?

Do you know the factors that may terribly damage your credit rating? Are you aware of the particular records that you need to steer clear from? In this post, we will discuss some harmful information that must never be seen in your credit report. Recognize these details and do your best to avoid them

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The Two Sides of Bankruptcy

Say bankruptcy to a person and for sure he will instantly connect it to these things: closing down of companies, losing much money, bad debts, repossession of properties, strict legal procedures and even cutting off of utilities services. But are these the only things associated with bankruptcy? Let us first tackle what bankruptcy really is.

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Do You Really Need a Perfect Credit?

Everyone knows that a higher credit score is better. Does that mean you have strive for the perfect score?  Is it really possible to ace the FICO scoring system? Understanding the FICO Scoring System The FICO model is the most widely used scoring system in the US.   It used by the three major credit bureaus and recognized by lending ...

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How often can I Receive a Free Annual Report?

A lot of consumers are wondering how often they can receive a free annual report. Most individuals think that they can only receive three free credit reports each year. But is this true? What other situations can allow a consumer to receive more than three free credit files in a year? Let us discuss the answers to these queries in the remainder of this article.

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