How to Fix Your Personal Credit

Each year, the three credit bureaus receive hundreds of credit repair letters from consumers all over the US, requesting for corrections or disputing unauthorized charges in their credit reports. In fact, the FTC encourages everyone to exercise their right to dispute inaccuracies which could inflict damage to their personal credit. In this article, we will discuss the steps on how you can fix your personal credit by sending a credit repair letter.

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Tell-tale Signs of Credit Repair Scams

The Federal Trade Commission (FTC) warns consumers against seeking credit repair assistance from scammers and illegal credit repair agencies. True enough, going through a financial crisis can make anyone vulnerable to scams and rip-offs. Recognizing the signs of fake credit repair services can help you stay out of the danger. What are these signs that you should be aware of?

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Different Debt Help Service for Borrowers

If you are having a difficult time catching up with your debts, take control of the situation right away and don’t be afraid to seek the appropriate debt help service. What kinds of services are available to you? Take a look at the following options and consider which one is best for you. Credit Counseling. A lot of people get ...

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Can You Really Be Debt Free Through Debt Consolidation?

With the recent economic slump, more people struggle with debt repayment and are in need of help. Is debt consolidation the answer? Can you really count on it to be debt free and enjoy financial stability? Different Methods of Consolidation Any kind of debt that is not secured by collateral can be consolidated. Student loans, personal loans, and credit card ...

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Filing A Credit Dispute To A Credit Bureau

Consumers have the right to check into their credit reports at any time. The Fair Credit Reporting Act clearly states that errors and false charges can be disputed. The three credit report firms (Equifax, Experian, TransUnion) must respond to consumer disputes by conducting their own investigation on the matter.

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