Assets That Are Exempt In Personal Bankruptcy

People who are stuck in serious debt problems often think about bankruptcy as the best solution. Yet in many cases, there are better alternatives to bankruptcy. So before submitting a bankruptcy application, consider the pros and cons of your decision. Changes in the Bankruptcy Law The government has imposed changes on the bankruptcy procedures to make sure that only those ...

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Keeping Guard Against ID Theft

This article presents a guide on how you can protect your Identity against thieves and scammers. Keep in mind that identity thieves are always on the lookout for every possible opportunity to steal personal information. Failing to do even the simplest steps can put you at risk:

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How and Where to Get Your Free Annual Credit Reports

Checking your credit report is an important step to ensure that your account activities are accurately reported. There are three major main credit bureaus that collect credit information for consumers –Experian, Equifax, TransUnion. Each bureau operates independently and this is why it’s important to check your report from all three sources.

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Writing an Effective Credit Dispute Letter

Do you need to write a credit dispute letter? If you recently checked your credit report and noticed unauthorized charges or incorrect details in one of your accounts, then you should definitely send a dispute letter to the bureau that issued your report.

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