How To Fight Back To Debt Collectors Who Cross The Line

Being indebted to someone is a serious responsibility. Every borrower has the obligation to pay back what he owes. In turn, lenders also have the right to collect what is owed. In some cases, the borrower may have some difficulties living up to his obligation to make payments. When this happens, the lender may turn to a debt collection agency to take charge over the debt collection.

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How Well Do You Know Your Credit Report

Consumers are advised to order a copy of their report from the three major credit bureaus at least once a year to make sure that the information in their report are accurate and free from errors. How well do you know your personal credit report? On this post, let us talk about the information you can find in your credit reports and how it affects your credit score.

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How to Get the Perfect Credit Score

If you’re aiming for the perfect credit score, discussed below are the strategies used by people who have actually reached a FICO score of 760 and above- ratings that lending companies today consider as excellent, according to Fair Isaac.

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