If you are struggling with credit card debt, there are three methods of consolidation that you may consider. By consolidating or emerging your debts into one account, you can concentrate on your repayment obligations with much less burden.
Read More »How to Read and Interpret Sections of Your Credit Report
inancial experts recommend ordering a copy of your credit report from three major credit bureaus at least twice a year. Interpreting your credit report need not be difficult. In this article, let’s discuss the details contained under each section of your report. Identifying Information This is the first section or heading in a credit report. It contains personal identification of ...
Read More »Practical Tips on Avoiding and Recovering From Credit Fraud
We often read and hear warnings regarding credit fraud. This is because there is an alarming increase in the number of incidents and reports of people who got ripped off by scam artists and unscrupulous credit organizations. They do not just lose their identities but also their credibility as borrowers How come?
Read More »Credit Repair – How Can It Help You
Many people today have lower credit scores than they would like to have. Low credit scores can prevent you from obtaining the best loan terms possible, and at times it can prevent you from being approved for a loan altogether. Many people view their credit scores as a separate issue from their financial situation, but in reality your credit scores reflect your current and previous financial situation.
Read More »How To Avoid Credit Card Debt on Holidays
Now that the holiday season is here, consumers- especially credit card holders need to pay attention to their spending. With the recent economic slump, managing debt can become very difficult if it gets out of control. In this article, let’s talk about practical tips on how you can survive the holidays without falling in the debt trap: Plan early. Remember, ...
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