Anyone who has heard of identity theft and fraud should definitely be concerned about protecting his own identity. Today, when you suspect a fraud or ID theft, one can place his credit report on fraud alert to warn all future creditors from approving new accounts in your name. However, a fraud alert is easy to ignore. And in some cases, ...
Read More »How to Dispute the Errors in Your Credit Report
Requesting a copy of your credit report from the three credit bureaus is only the first step. What should you do next upon checking your report? In this article, let us discuss the correct steps on how to dispute credit report errors to improve your personal credit.
Read More »How To Write A Credit Dispute Letter that Works
Under the Fair Credit Reporting Act, consumers have the right to dispute the negative records found in their credit reports. This can be done by sending a dispute letter to the credit bureau who issued the report. The Law requires credit reporting agencies to act upon consumer credit disputes by conducting an investigation on the issue.
Read More »How Credit Repair Helps You
Do you have bad credit? If so, then it’s about time to do something about it. You’ll be glad to know that there are positive steps you can do to get yourself out of bad credit. Consider these practical credit repair suggestions.
Read More »What the FTC Says About Disputing Credit Report Errors
The Fair Credit Reporting Act (FCRA) clearly states that consumers have the right to protect themselves against unfair credit reporting by creditors and credit reporting agencies. For this reason, you must regularly check your personal credit report scoreto make sure that it contains accurate information.
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