Some people may be skeptical about the idea of debt consolidation while others may see it as the perfect solution for debt problems. But what really is debt consolidation? What basic facts should you know about it? This article presents information to help you decide whether debt consolidation is right for you.
Read More »How to Follow Up a Credit Dispute Letter
According to The Fair Credit Reporting Act, all Credit Reporting Agencies have the responsibility to answer to customer disputes. Within 10 days upon receipt of a dispute letter, the credit agency must sent notice that an investigation has started. The investigation can take place up to 30 days. Afterwards, the credit reporting agency must notify the complainant about the result ...
Read More »Benefits Of Having Low Interest Credit Card
To stay on top of the competition, credit card companies now offer credit cards with the lowest interest rates. If you are looking for a credit card, surely you would try to find a low rate card. What are the benefits that you can enjoy? Are low rate cards really as good as they seem to be? With so many ...
Read More »The Pros and Cons of Using Credit Cards
There is no denying that credit cards have been enjoying greater popularity today than it did years back. While the first credit card was only used in restaurants, credit cards today are widely accepted mode of payment.
Read More »Checking Your Credit Report To Investigate Identity Theft
If you have just been denied credit by a lender, you should immediately check your personal credit report to make sure that unauthorized charges are not the reason why your application did not get approved. Also, if you recently received a call from a lender or a credit card Issuer informing you about past due charges that you do not know about, there is a possibility that you have been a victim of Identity theft. What should you do?
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