Why is debt negotiation so important to credit repair? Debt negotiation can be a trying process and one that not many people look forward to. Still, it is a necessary part of the credit repair process and if you want to put an end to the creditors calling you at all hours of the day, debt negotiation is a must! ...
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Creating a personal budget can be a very daunting task. Budgets can be complicated and confusing, but they don’t have to be. The secret to good budgeting is to create a system that works for you and to stick with it. Here are six easy steps to get you started with your personal budget. Keep it simple Trying to get ...
Read More »The nightmare of identity theft begins! Have you been pursued by your lenders to pay for past-due bills that you never made? Or even worse, recieved a letter in the mail from a finance company threatening legal action if you don’t pay a debt? Odds are, you have become a victim of identity theft. By 2006, there were over 8.8 ...
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Why Do We Have Credit Scores? Before moving onto understanding a credit score or a credit report, it is important to understand why we have these in the first place. Credit, or loans in general, are approved based on an individual / entity’s ability to repay that loan along with interest, if we’re talking about traditional banking / lending. So ...
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Summer is a Prime Season for ID Theft Did you know that identity theft peaks at certain times of year and there are predictable, cyclical patterns to when ID theft will most likely occur? One of the times of year when you should be extra vigilant about protecting your personal and financial information is summertime. When people go on ...
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