Credit Card Debt Tips to Avoid Bankruptcy

A lot of consumers today are struggling with financial crisis. The unexpected lost of job or lack of available employment can make the situation even more difficult to handle. Some credit card holders find themselves stuck with uncontrolled debt. Do you find yourself in a similar situation? IF you do, what are the steps that you can do to avoid bankruptcy? How can you make the problem more manageable?

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Save Your Child from Identity Theft

Parents with children older than one year must file a Social Security Number for their children to qualify for tax deduction. However, with the prevalence of child identity theft, parents must be more cautious to protect their children from this crime.

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The FICO Credit Scoring System Explained

When it comes to credit scoring systems, FICO is the most widely used by major financial institutions. It is divided into five categories which are used for credit rating. In this article, let’s take a closer look at each of these credit scoring categories.

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