Get Your Free Credit Report in 2012

All consumers in the US are entitled to receive one free credit report each year from each of the three credit reporting bureaus - Equifax, Experian, and TransUnion. You can request a report from one bureau at a time or get all your three credit reports at once. This is clearly stipulated in the Fair Credit Reporting Act (FCRA) and the three major bureaus must comply.

Read More »

An Overview on Credit Counseling

If you are looking for help to resolve a bad debt situation, professional credit counseling can be the answer. But with so many agencies offering debt relief services in the market, how can you find a trust-worthy credit counselling organization? What can you expect from a credit counselling session?

Read More »

DIY Bad Credit Repair Tips

If you have a problem with your personal credit, you’ll be glad to know that you can repair it and you can do it on your own. In this article, we present all the steps that you can do by yourself to improve a low credit score or repair a bad credit history

Read More »

Points to Ponder about Credit Freeze

As cases of identity theft continue to increase, the US government is encouraging consumers to put up a good fight. In November 2007, credit report score freeze was introduced as a way to stop identity thieves from committing fraud against people.

Read More »