Credit Reports – What You Should Know About Them

credit reports

Your credit report plays a big role on how lenders and creditors view you as a client. Your application can get approved or rejected depending on the information contained in your report. In this article, let’s discuss some of the basic things that people should know about personal credit reports. What details can you find in your credit report? Your ...

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The Ideal Number Of Credit Cards

Some people have the mistaken idea that if you own many credit cards, it can add up to your credit rating. But is this really true? Can multiple credit cards really boost your credit score? To fairly answer this question, let’s talk about how your credit history is calculated in figures. There are basically 5 categories used in calculating the ...

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Credit Repair: A Key To Financial Freedom

credit repair leads to financial freedom

Why Is Credit Repair So Important? You have most likely done damage to your credit, whether you got a card from friends, went on too many shopping trips or were hit by economic pressures. Thankfully, there are things you can do that can help you correct this problem and increase your credit score. Create A Credit Repair Plan Of Action ...

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How To Dispute Errors On Your Credit Report

dispute errors

All consumers have the right to dispute errors in his/her credit report. This right is based on the Fair Credit Reporting Act which became effective in 2003. Disputing errors protects a consumer against fraud and Identity Theft. Thus, in case there are unauthorized charges contained in the report, a consumer can alert the bureau and his/her creditors about them. An ...

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